Magnolia Properties ~ Call Us: (904) 373-8789

Information for Buyers looking for homes and other real estate properties in Jacksonville, Florida

We're glad that more people are becoming curious about this Jacksonville Florida real estate market! It's an exciting and rewarding situation, with interesting old homes in good condition, new luxury developments, plucky condos downtown, and well-planned family residences with lasting financial and utilitarian appeal.

Searching for homes and real estate property in Jacksonville Florida

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Despite (and perhaps because of) the great selections in homes in this area, buyers are having a difficult time zeroing in on the home or property that is uniquely appropriate for their needs.

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Just remember: Browsing the listings for months is one way to search out the deals, but weighing the investment potential of each property can be difficult, and many homes for sale are never listed publicly.

The Home Buying Process

As you begin to think about buying a home, either in Florida or elsewhere, you're probably acutely aware that this is likely to be your greatest investment ever (short of children or a good marriage), and you might be wondering if there's anything you really need to know as you go into this process. This is where your real estate professionals come in. With the help of a trained agent, you can come out on top of a closing that might otherwise have pushed your retirement ahead a decade! This happens all the time to buyers, who are left reflecting on the relatively small commission that would have brought a Realtor into the bargain to help them.

If you'd like to know about the home buying process, especially in Jacksonville Florida, we'd love to tell you all about it. Contact us!

Five Reasons to Buy your Home in Jacksonville Florida with a REALTOR

  1. Get access to all the listings of real estate properties in and around Jacksonville Florida.
  2. Know all the facts on properties you're interested in.
  3. Negotiate with the help of a real estate professional who specialises in dealing in Jacksonville Fl.
  4. Finance your home faster.
  5. Make a solid investment that pays off down the road.

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New homes for sale hit the market daily all over Florida. As your representative, we'll be in regular contact with sellers and other real estate agents to ensure you see all the newest listings right away, whether or not they're made public. Often, our clients can put in offers with little or no competition and walk away with an impressive deal on the property of their choice. Your agent will also make sure you see only the properties that meet your needs and investment preferences, so that you don't spend time on listings that aren't of interest. As you compare the best deals, we'll provide you with important information about the home, its neighborhood, zoning issues, utilities, and nearby plans for development.

Many real estate transactions include an extensive negotiating process, and as your buyer's Agency exclusively in Jacksonville Florida, it will be Our job to represent you here and get the best deal possible. We'll also attend property inspections, make sure any and all agreed-on repair work is carried out, and handle paperwork related to the sale. We can also help set up the financing for your invesment, and work directly with a broker to provide you with a seamless service package.

Working with a dedicated agent on your next home purchase will save you time, and add professional assurance to every step of the process. With the guarantee of a solid investment, the decision could also make you more wealthy when it's time to sell. To get in touch with us today, please contact us whenever you'd like.

Related Resources for buying real estate in Jacksonville Florida

Consumer Protection tips from the National Association of Realtors

Mortgage Calculator to buy real estate property in Jacksonville Fl

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

Purchase & Financing Information

Show me the calculations and amortization

Conforming loans offer terms and conditions that follow guidelines set forth by Fannie Mae and Freddie Mac. Non-conforming loans, also known as jumbos, are for borrowers whose situation do not "conform" to strict Fannie Mae/Freddie Mac underwriting guidelines. Non-conforming loans are much easier to qualify for than conforming loans. They also close faster, have reduced or no reserve requirements, allow expanded use of loan proceeds and provide higher levels of cash out for debt consolidation. Circumstances that could prevent you from conforming financing include: Self employment; complicated tax returns; if you do not wish to disclose or document your income; high debt ratios; current or previous credit difficulties; if you want to repay federal tax liens; if you want to recoup equity from your homestead.